<?xml version="1.0"?>
<!-- Independently authored MIT test subset. NOT MF / KAS. No imports. -->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="http://crd.gov.pl/wzor/2025/12/19/14090/" elementFormDefault="qualified">
 <xs:element name="JPK"><xs:complexType><xs:sequence>
 <xs:element name="Naglowek"><xs:complexType><xs:sequence>
 <xs:element name="KodFormularza"><xs:complexType><xs:simpleContent><xs:extension base="xs:string"><xs:anyAttribute processContents="skip"/></xs:extension></xs:simpleContent></xs:complexType></xs:element>
 <xs:any minOccurs="0" maxOccurs="unbounded" processContents="skip"/>
 </xs:sequence></xs:complexType></xs:element>
 <xs:any minOccurs="0" maxOccurs="unbounded" processContents="skip"/>
 </xs:sequence></xs:complexType></xs:element>
</xs:schema>