SEPA pain.008 validator — independent local lite / authorised BYO
Rules 2026-11-06.1; reviewed 6 November 2026.
Publisher: XSDHub. This is not the official ISO or EPC site.
ISO is the sole official source of up-to-date ISO 20022 message standards and Repository: https://www.iso20022.org/.
ISO IPR: https://www.iso20022.org/intellectual-property-rights ; terms: https://www.iso20022.org/terms-use .
No ISO, EPC, bank XSD, TVS, protected codelist, Schematron or new plugin is bundled.
Exact official archive bytes were unavailable from VPS (HTTP 403); .08/.02 XSD identity/validity is not certified here.
Schemas are processed only as authorised self-contained local BYO, 1 MB each, with full per-artifact provenance and calculated SHA256. Imports/includes/redefines and ZIPs are refused. Public access, free download, BYO/runtime/server-only do not grant rights.
Independent CORE/B2B controls are first-party implementations, not copies of protected rulebooks or TVS.
EPC CORE source: https://www.europeanpaymentscouncil.eu/document-library/implementation-guidelines/sepa-direct-debit-core-customer-psp-implementation-1
EPC B2B source: https://www.europeanpaymentscouncil.eu/document-library/implementation-guidelines/sepa-direct-debit-business-business-customer-psp-1
CI facts: https://www.europeanpaymentscouncil.eu/document-library/guidance-documents/creditor-identifier-overview (v12.0).
National CI shape + outer MOD97 covered for DE/FR/HR/PL/RO, business code excluded. No national fiscal-ID checksum or issuing/registration lookup. Unknown CI countries remain review scope.
The former November 2026 unstructured-address deadline is postponed; no automatic rejection.
Existing engine: libxml2-wasm 0.7.2, MIT, source https://github.com/jameslan/libxml2-wasm . Embedded libxml2, MIT, source https://gitlab.gnome.org/GNOME/libxml2 . Retained copyright, permission and warranty notices: /vendor/libxml2/LICENSE and /vendor/libxml2/LICENSE.libxml2 .
Acquired from exact active VPS baseline on 2026-11-06; engine files reused unchanged.
No real mandate, authorisation, bank registration, bank working-day/cutoff or bank acceptance proof. Full EPC/bank profile remains unchecked; no complete green result.
Engine and notice SHA256 (exact reused bytes):
vendor/libxml2/dtd.mjs 8e9d68b22e1555b5f92f1fdba15c4c06999bc79e5cb9eca3079f923fe0246e1f
vendor/libxml2/diag.mjs c5d45de30cd59cb73d63ccca8609c1f69fdbcb2ed7452dfc9da4a049f5135166
vendor/libxml2/libxml2.mjs 7934483d3d03d966660707ad143ce302e780c81a773fadc70a02d5ecc1a4214b
vendor/libxml2/metadataShim.mjs d704893ed7a498142c257d78e7df7824fe8cd059094677ca82e0b9b4b13b54e5
vendor/libxml2/xpath.mjs a58b18e1a6d673e143fd8ef6d38d1daa9c1e2635c56079759181631d4238b112
vendor/libxml2/document.mjs ec92c73edc0db1a9c8ad1f6b8a61fd8dd1f937a85a7252b1550075ff531526de
vendor/libxml2/disposeShim.mjs c49a7ae696a3cfdb5941fe60b30658a61d226aa09f96936f91d2f9c98b6925e8
vendor/libxml2/LICENSE 7f186eb184e4fdff9ad3c5fcf10516705ef729e2160d524403c630cd557f1200
vendor/libxml2/libxml2raw.mjs df6c8801906c0dad66e0da3db8c3849e3e8528246db513de4d4716cb82792d2e
vendor/libxml2/disposable.mjs def93d443031df44bfdd452b2fb9c0eed2b6d6f4b16adb981c9d242534c3b2d4
vendor/libxml2/nodejs.mjs bd4f23caaa0da12c2f5c5e28cbed71a08f4d1088e169415398d2037a9fe2b3f9
vendor/libxml2/nodes.mjs 213e77a418e53783cf56af4cf819931e9b40125d58064ac345575e4ed9dfb6ab
vendor/libxml2/utils.mjs a4b7d0b759df4d0dbecc69f1a2391831d1bfeff01a7b8bf511448f9e3a4260b9
vendor/libxml2/LICENSE.libxml2 d6b46c48dcbf7204714abe0d162dd81ba88f3a97b5fe69bab8ea03ad8d515a6b
vendor/libxml2/index.mjs 5757b50db772e89651d70121abec9295c6ec812bdf6346f7b78f618e729040ba
vendor/libxml2/c14n.mjs c657be77983942e2db2b059a9cc7b70d2836194e52902365a915ba1a1f7cb1e2
vendor/libxml2/validates.mjs 408b54012cca0dccd4bf1f692f7d726250a3597d3f318c28b6db0f6589bc2d8a