<?xml version="1.0" encoding="UTF-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>FICTIONAL-DEMO-001</MsgId>
      <CreDtTm>2026-11-05T09:00:00Z</CreDtTm>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>25.00</CtrlSum>
      <InitgPty><Nm>Fictional Export Demo</Nm></InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>FICTIONAL-PAYMENT-001</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>25.00</CtrlSum>
      <PmtTpInf><SvcLvl><Cd>SEPA</Cd></SvcLvl></PmtTpInf>
      <ReqdExctnDt><Dt>2026-11-06</Dt></ReqdExctnDt>
      <Dbtr><Nm>Fictional Debtor Demo</Nm></Dbtr>
      <DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct>
      <DbtrAgt><FinInstnId><BICFI>COBADEFFXXX</BICFI></FinInstnId></DbtrAgt>
      <ChrgBr>SLEV</ChrgBr>
      <CdtTrfTxInf>
        <PmtId><EndToEndId>FICTIONAL-E2E-001</EndToEndId></PmtId>
        <Amt><InstdAmt Ccy="EUR">25.00</InstdAmt></Amt>
        <Cdtr><Nm>Fictional Creditor Demo</Nm></Cdtr>
        <CdtrAcct><Id><IBAN>FR1420041010050500013M02607</IBAN></Id></CdtrAcct>
        <RmtInf><Ustrd>Fictional test only; never submit</Ustrd></RmtInf>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>
