{
  "author": "XSDHub; independently written fictional fixtures; never submit to a bank",
  "referenceDate": "2026-11-05",
  "officialISOXSD": "Not distributed or executed for these fixtures. Supply an authorised official schema to establish XSD outcome.",
  "cases": [
    {
      "file": "valid-09.xml",
      "business": "passed",
      "plausibility": "passed",
      "xsd": "not_run",
      "overall": "incomplete"
    },
    {
      "file": "valid-03.xml",
      "explicitVersion": "03",
      "business": "passed",
      "xsd": "not_run",
      "overall": "incomplete"
    },
    {
      "file": "xsd-error-09.xml",
      "business": "passed",
      "xsd": "not_run",
      "candidateXsdError": "Missing GrpHdr/MsgId; demonstrated using independently authored test-only XSD, not claimed ISO-validated.",
      "path": "/p:Document[1]/p:CstmrCdtTrfInitn[1]/p:GrpHdr[1]",
      "line": 5
    },
    {
      "file": "sum-error-09.xml",
      "business": "failed",
      "code": "SEPA-SUM",
      "path": "/p:Document[1]/p:CstmrCdtTrfInitn[1]/p:GrpHdr[1]/p:CtrlSum[1]",
      "line": 8
    },
    {
      "file": "iban-error-09.xml",
      "business": "failed",
      "code": "SEPA-IBAN",
      "path": "/p:Document[1]/p:CstmrCdtTrfInitn[1]/p:PmtInf[1]/p:CdtTrfTxInf[1]/p:CdtrAcct[1]/p:Id[1]/p:IBAN[1]",
      "line": 26
    }
  ]
}